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Impande
Funeral Benefits

All your funeral needs being taken care of. Cover from just R35 per month.

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Just top up your funeral cover with our value added funeral benefits.

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+2781 326 9909

About Us

Impande Funeral Benefits provides unique products that may be missing from your cover.​

Please download, fill in and return the document to process your claim(s).

Claim Form

What We Do

Impande Funeral Benefits are smart, value added products that cover additional funeral related expenses.

How We Work

Our products do not replace your funeral cover. They are specially designed to compliment your current funeral policy.

They help you provide for essential funeral related needs such as groceries, isishebo (meat package) or a cash benefit. You can cover yourself, your family and extended family members.

Impande Funeral Benefits

We have a wide range of products that we offer to our clients. These vary in different categories and they are designed with you in mind.

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Grocery Benefit

Provides you with bulk groceries for funeral catering and beyond.

Cash benefit

Gives you a cash amount based on your policy value, giving your family flexibility during a difficult time.

IsiShebo Benefit

Provides you with meat and poultry for the funeral.

All In One Benefit

Enjoy complete coverage with groceries, meat, and a cash benefit included.

Our Terms and
Conditions

(1) Entry Age Requirements The minimum entry age is 18 years. • For benefits with a value of R20 000 and above, the maximum entry age is 64 years. • For benefits with a value below R20 000, the maximum entry age is 84 years.

(2) Complete and pay applications/amendments by the 7th for same-month activation. Anything from the 8th will activate on the 1st of the next month.

(3) Waiting periods: Accidental death is covered immediately, natural death has a 6-month waiting period, and suicide has a 12-month waiting period.<br>

(4) Your policy will lapse should 3 consecutive months pass without receiving any payment from you.

(5) Benefit payout is subject to regulatory age restrictions.

(6) We currently deliver only within Gauteng until we establish branches in other provinces. In the interim, policyholders outside Gauteng will receive a cash payout.

Waiting Period

Waiting Period

(1) No waiting period for accidental death.
(2) Six months waiting period due to natural causes
(3) Twelve months waiting period for suicidal death.

Cover Amounts

(1) R5,000.00
(2) R10,000.00
(3) R15,000.00
(4) R30,000.00 (available on the All In One Plan only)

(1) R5,000.00
(2) R10,000.00
(3) R15,000.00
(4) R30,000.00 (available on the All In One Plan only)

Frequently Asked Questions

1. WHAT ARE THE WAITING PERIODS?

Causes of Death

Accidental Death

Natural Death

Suicide

Waiting Period

covered immediately once

policy is active.

6 months waiting period.

12 months waiting period.

To ensure your policy starts as soon as possible:

All new applications, amendments, and the first premium payment must be received on or before the 7th of the month. Policies received and paid by the 7th will become active during that month. Applications or amendments received from the 8th onwards will only become effective on the 1st day of the following month.

Your policy is only active once the required premium has been received and the application has been accepted.

Bank PaymetsEFT (Electronic Funds Transfer)

– Cash deposit at your bank

– Debit Order

Please use your IFB Policy Number as the payment reference for EFT and cash deposits.

Debit orders will reflect as Impande FB on your bank statement.

Pay@ Partner Stores

You can pay at more than 35,000 Pay@ payment points nationwide, including:

– Pick n Pay, Boxer, Checkers, Shoprite, Usave, Ackermans, Pep, Makro, Builders Warehouse and many other participating retailers.

Digital Payments

You can also make payments using:

– ABSA, Capitec, FNB, Nedbank, RMB, SnapScan, Zapper and other supported digital payment platforms.

 

You can choose from the 

following benefit options:

 

Stand-Alone Benefits

Grocery Benefit

IsiShebo (Meat) Benefit

Cash Benefit

 

Available cover amounts:

R5,000

R10,000

R15,000

 

All-In-One Benefits

Available options:

R20,000

R25,000

 

The All-In-One Benefits combine

multiple benefits into one

comprehensive package.

Yes.

Premiums are reviewed once every year to account for inflation.

If a premium adjustment is approved by our underwriter, you will be notified in advance. Any increase in premium will also increase your cover amount, ensuring your benefits keep pace with rising costs

Currently, our physical benefit fulfilment operates within Gauteng.

For members living outside Gauteng:

Benefits will be paid in cash until branches become available in those provinces.

Alternatively, benefits may be delivered anywhere within Gauteng, after which the family may privately transport them to another 

province.

We also provide services to neighbouring areas within approximately two hours of Gauteng, including:

– Sasolburg

– Rustenburg

– Middelburg

No.

Each standard benefit is a stand-alone product.

This means you choose either:

Grocery Benefit

IsiShebo (Meat) Benefit

Cash Benefit

Benefits cannot be combined unless you choose one of our All-In-One Benefit options

We primarily operate as an online business.

However our first branch is located at:

Panorama Office Park, Block 5, Ground Floor, 938 Kudu Street, Allen’s Nek, Roodepoort

We plan to open additional branches across Gauteng in the near future.

Impande Funeral Benefits is not a traditional funeral policy.

It is designed as a top-up funeral benefit that complements your existing funeral cover.

Instead of only receiving cash, your family receives practical funeral support such as:

– Groceries

– IsiShebo (Meat)

Cash (depending on your selected benefit)

This helps reduce the financial burden on your loved ones during a difficult time by providing the essential items needed for a

dignified funeral.

You simply choose the benefit option that best suits your family’s needs and budget.

Yes.

Impande Funeral Benefits operates under the jurisdiction of Executive Underwriting Managers (EUM), an authorised Financial Services Provider (FSP No. 33564).

Our products are underwritten by RMA, one of South Africa’s leading financial services company.

Joining is simple.

You can:

Call us on 010 502 0871

WhatsApp us on 081 326 9909

Complete an application form on our website

Speak to one of our authorised representatives

The minimum entry age for the main member is 18 years.

For the main member:

Entry age is from 18 to 64 years for main members. However members up to the age of 84 years may be covered as a family member.

You are only allowed to cover family members.

Should we receive all documentation at claim stage we will pay out within a 72 hours time frame.

No.

If you have any questions, our friendly team is ready to assist.

📞 Call: 010 502 0871   |   💬 WhatsApp: 081 326 9909   |   🌐 Website: www.impandefs.co.za

Get In Touch

Meeting by appointment only

  • Head Office: 6 Stereo Turn, Radiokop, Roodepoort, Gauteng, 1724
  • Branch: Panorama Office Estate, Block 5, Ground Floor, 971 Kudu Street, Allen’s Nek, Roodepoort, 1724
  • cover@impandefs.co.za
  • Tel: +27 10 502 0871
  • Cell: +27 81 326 9909

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Compliance:

Impande Funeral Benefits operates under the jurisdiction of Executive Underwriting Managers (EUM), an authorised Financial Services Provider (FSP No. 33564).

View Certificate Pdf
EUM Logo - Insurance Underwriter

Impande Funeral Benefits are smart, value added products that cover additional funeral related expenses.

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